抵押房子购买比特币，令人担忧

最近暴涨的比特币价格带来了新一轮的兴趣和浪潮。听说可以通过投资比特币赚取巨大收益，从而导致其中一些人作出莽撞的决定。

有一些人甚至把自己的房子用于抵押，以获得购买比特币。人们应该谨慎地看待市场的疯狂，正如谚语所说：“投资比特币不能超过个人的承担范围”。

令人担忧的趋势

出现了不仅抵押贷款来购买比特币的情况，而且还有人利用信贷来购买比特币这种潜在的高风险资产。

一个致力于投资者保护的志愿组织：北美证券管理者协会和阿拉巴马州证券委员会主任约瑟夫·博格（Joseph Borg）都认为已经看到比特币投资者正在出现一些令人担忧的趋势。

“我们已经看到抵押贷款而用来买比特币这种情况......人们用信用卡、股本，这不是一个每年挣10万美元、有抵押贷款，还有两个孩子上大学的人应该投资的东西。”

博格的观点是有独特见解的。他说，如果人们有其他的负担就不应该投资比特币。这种观点适合投资所有的东西一样，只能一次性付清。

双刃剑

问题在于，比特币有很多情况打破了投资者对银行债务的束缚。 然而，使用债务来尝试摆脱债务是没有意义的，尤其是像比特币这样一个不稳定的资产。

投资比特币没有问题，而是投资于这种疯狂的情况。信用卡，抵押贷款或任何其他债务的使用是危险的，因为数字货币的未来仍然不确定。

英文：

The recent skyrocketing Bitcoin price has brought about a fresh wave of interest and adoption. People are hearing about the fantastical gains that can be made from investing in Bitcoin, leading some of them to make brash decisions.

There have been some cases of individuals even putting their houses up for mortgage in order to acquire capital to buy into Bitcoin. It speaks of the frenzy that has developed recently.

The frenzy of people getting into the market should be viewed with caution however as the old adage is still: ‘Don’t put more into Bitcoin than you are willing to lose’.

Worrying trend

There have been instances of not only mortgages being taken out to buy Bitcoin, but also people using credit to buy the potentially explosive and volatile asset.

Joseph Borg, president of the North American Securities Administrators Association, a voluntary organization devoted to investor protection, and director of the Alabama Securities Commission, has seen some worrying trends developing in Bitcoin investors.

"We've seen mortgages being taken out to buy Bitcoin. … People do credit cards, equity lines. This is not something that a guy who's making $100,000 a year, who's got a mortgage and two kids in college ought to be invested in.”

Borg’s outlook could be considered a little one-eyed, stating that people should not be investing in Bitcoin if they have other costs, but what his point should be is that like with everything, investing should only be done with money that is disposable.

Double-edged sword

The issue is, there are many stories of Bitcoin breaking the shackles of debt and servitude to banks for its investors. However, it is senseless to use debt to try and get out of debt, especially with such a volatile asset as Bitcoin.

Investing in Bitcoin is not the issue, it is the circumstances in which one finds themselves making that investment. The use of credit cards, mortgages, or any other lines of debt is dangerous as the future is still uncertain with the digital currency.

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